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I have published my first book which I always believed would a book about fiction. Well it was non fiction after all…

If you are a consumer and you have been advised to buy this product, you need this book. If you are an advisor and you are promoting this product, you need to read this book.

http://www.amazon.ca/gp/product/B00PR35MEO?*Version*=1&*entries*=0

Hard copy: https://www.createspace.com/5108100

kobo: http://store.kobobooks.com/en-CA/ebook/unraveling-the-universal-life-scam

Buying a Universal Life insurance policy as an investment is a sales pitch that can sound compelling. To make this sales strategy harder to resist, insurers employ the use of illustrations which are supplied to agents and brokers as sales tools. These illustrations have become an exercise in deception, showing cash values that have nothing to do with reality. For the first time, this scam is exposed for what it is. If you have bought or are considering buying a Universal Life insurance policy, you need to read this book.

Please note that part of the profit from the sale of this book goes towards supporting consumer rights through the Financial Services Consumer Alliance.

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